Services Charges

Please see the table below for a complete list of our service charges.

Current Account

Current Account	Normal	Mashreq Gold
Monthly Bal Requirement	BD 300 (avg )	Nil
Fall Below balance	BD 5	Nil
ATM/Debit Card Issuance Fee	Waived	Nil
ATM/Debit Card Replacement Fee	BD 3	BD 3
ATM Pin Replacement	BD 3	BD 3
First Cheque Book	Waived	Nil
Cheue Book issuance	BD 2.5 - 25 Leaf BD 5 - 50 Leafs	Waived
Bank Statement Fee
Upto 3 Month	BD 2.5	Waived
3-12 Months	BD 5	BD 2.5
12 Months & above	BD 10	BD 5
A/C Closure before 6 Months	BD 5	BD 5

Step up Savings Account

Step up Savings Account	Normal	Mashreq Gold
Monthly Bal Requirement	BD 20 (avg )	Nil
Fall Below Balance *	BD 1	Nil
ATM/Debit Card Issuance Fee	Waived	Nil
ATM/Debit Card Replacement Fee	BD 5	BD 5
ATM Pin Replacement	BD 3	BD 3
Bank Statement Fee
Upto 3 Month	BD 2.5	Waived
3-12 Months	BD 5	BD 2.5
12 Months & above	BD 10	BD 5
A/C Closure before 6 Months	BD 5	BD 5

* Not applicable to orphans, pensioners, individuals receiving social subsidies, student and Bahraini nationals with a monthly salary below BHD250 p.m. Such customer should contact their branch with proof of their special status for exemption.

Fixed Deposits

Fixed Deposits	Fixed	Unfixed	Advanced Interest
Minimum Amount	BD 1000	BD 1000	BD 1000
Maximum Limit	No Limit	No Limit	No Limit
Tenor	7 days - 5 years	6 Months - 5 years	6 Months - 5 years
Premature Withdrawal Fee	1% less rate applicable for the actual tenor + BD 10 charge	1% less rate applicable for the actual tenor + BD 10 charge	1% less rate applicable for the actual tenor + BD 10 charge
Partial Withdrawal	Not Allowed	Allowed in units of BD 100	Not Allowed
Overdraft against FD	2% above deposit rate

Mashreq Millionare

Mashreq Millionare	Normal
Min Amount certificate	BD 100
Issuance fee	Waived
Revolving Over Draft (SOD)	Up to 90% of certificate value
Rate of Interest on SOD	1 % over 3 months BIBOR min 6.5 %
Liend Mahsreq Millionaire	BD 4 Per Certificate

ATM Usage Charges

ATM Usage Charges	Normal	Mashreq Gold
Cash withdrawal from Mashreqbank ATM in Bahrain	Waived	Waived
Cash withdrawal from Mashreqbank ATM in outside Bahrain	Waived	Waived
Cash withdrawal from Benefit Switch ATM in Bahrain	BD 0.25	Waived
Cash withdrawal from Non Mashreq ATM in GCC (outside Bahrain)	BD 1	BD 1
Cash withdrawal from Non Mashreq ATM in Non GCC (outside Bahrain)	BD 2	BD 2

Fund Transfers

Fund Transfers	Normal	Mashreq Gold
Outward
Within Kingdom of Bahrain	BD 3	BD 3
Within GCC Countries	BD 5	BD 5
Rest of the World	BD 7
(Additional BHD 2 is charged if a cover telex is needed)	BD 7

Miscalleneous

Miscalleneous	Normal	Mashreq Gold
Foreign Currency Withdrawal fee over the counter	1%	0.50%
Foreign Currency deposit Fee over the counter	0.50%	0.30%
Issuing Demand Drafts	BD 3
Issuing Manager's cheque	BD 3
Cancellation of DD/Manager Cheque	BD 5	BD 5
Counter cash Withdrawal	< BD 500 - BD 1	Waived
Stop Payment	BD 10	BD 5
Account Balance Certificate	BD 5	Waived
Audit Report	BD 10	BD 5
Reference Lettter	BD 20	BD 10

Standing Orders

Standing Orders	Normal	Mashreq Gold
SO Establish/	BD 2	Waived
SO Amend	BD 2	Waived
SO not Affected due to no Funds	BD 5	BD 5

a. All fees and charges are subject to change from time to time without prior notice.
b. Deposits held with Mashreqbank, Bahrain are covered by the Deposit Protection Scheme established by CBB regulation. Deposit Protection is limited to the maximum amount allowed under the scheme.

Personal